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For every Canadian, the task of buying a home can seem daunting. Whether you are a first time home buyer, or a veteran home owner, it is best to not cut corners when buying a home. The experience of buying a home can be an exciting one, but in order for it to be a successful process, it is important to be educated and well prepared. No matter what kind of home buying experience you have, here’s what you should know. 

1.     No Question is a Dumb Question
From browsing listings, to the final walk through, home buyers will have many common questions regarding the process. Although the answers to some questions may seem obvious, it’s important to remember that no question is a dumb question when buying a home! Rather than plugging your questions into Google, take the time to ask your bank, a realtor, or trusted professional your questions. Having credible, trusted, and up to date advice, will ensure a smooth and stress-free process. 

2.     Know What You’re Buying
Before you sign a contract, or make a down payment, it’s important to make sure that you know what you’re buying. When buying a home, its natural to feel a sense of urgency – especially when the market is good. Although its exciting to find a home that you love, there can be a number of hidden problems that can cost you thousands. A qualified home inspector can ensure that things such as the properties foundation, wiring, insulation, roof, among other aspects, are up to code and safe. While it may seem like another cost, hiring an inspector will provide you peace of mind- and that’s priceless. 

3.     Make sure your Realtor is a Good fit for You  
Your realtor will be one of the most important aspects of the home buying process. They will help you answer some of your most pressing questions, and hopefully help you find your dream home! It’s important to find someone who not only has experience, but who will make you feel comfortable throughout the process. Make sure to ask for references, and contact them to confirm their experience. 

4.     Know What You Can Afford 
It’s important to know when to walk away in the home buying process. Even if you think that you can afford to go a bit over your budget, it’s important to remember that buying a home comes with a number of additional costs – land transfer taxes, legal fees etc. You will thank yourself later for sticking to your budget!
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